Curated List

Homes Under $375,000
in Elizabeth City, NC

The full active inventory under $375,000 in Pasquotank and Perquimans counties — spanning new construction, rural USDA-eligible properties, and in-town resale stock. "USDA Area" indicates the property might be eligible for USDA 100% financing, however eligibility requires lender verification.

65 Active Listings
USDA Rural Development

Properties outside city limits in Pasquotank County may qualify for USDA RD 100% financing. "USDA Area" indicates the property might be eligible for USDA 100% financing, however eligibility requires lender verification. Confirm income limits and geographic designation with your lender.

FHA / Conventional

3.5% down FHA or 3–5% conventional financing available on most properties in this band. FHA requires properties meet minimum property standards — condition matters more at lower price points.

NC Home Advantage

NC Housing Finance Agency programs offer down payment assistance for first-time buyers. Income and purchase price limits apply. Ask your lender about NCHFA-approved loan products.

Data source: HIVE MLS via SourceRE RESO Web API. Listings filtered by ListPrice lt 375000 and PropertyType eq 'Residential'. "USDA Area" indicates the property might be eligible for USDA 100% financing — lender verification of income limits, property condition, and geographic designation required. Last updated: May 15, 2026 at 5:05 PM UTC. © 2026 Horizon Realty Group.