Active
101 Spinnaker Street B
Elizabeth City, NC 27909 · Pasquotank County
$324,000
Was $329,900
- Price Reduced
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About This Home
Welcome to 101B Spinnaker Street and easy coastal living in Tooley Harbor Villas! Whether you're searching for a primary residence, a second home, or a low maintenance lifestyle close to the water, this beautifully maintained, nearly new home offers the perfect blend of comfort, convenience, and community. Built in 2024 and tucked away on a quiet cul-de-sac in one of Elizabeth City's most desirable waterfront neighborhoods, you'll enjoy community amenities while being just minutes from downtown, the Coast Guard Base, and the NC/VA line. The open concept first floor is filled with natural light and offers a bright, welcoming atmosphere throughout. Large windows, modern lighting, and a sliding glass door create an airy feel while seamlessly connecting the living room, dining area and kitchen. The spacious living area provides plenty of room to relax, while the kitchen serves as the heart of the home with stylish espresso cabinetry, granite countertops, abundant storage, convenient pull out shelving in the lower cabinets, and a large center island with seating. Durable LVP flooring flows throughout the entire first floor, creating a cohesive and low maintenance living space. Upstairs, you'll find three spacious bedrooms and plush carpeting throughout for added warmth and comfort. The primary suite overlooks the community pond and features a tray ceiling, walk-in closet, and a private bath complete with dual vanities and a tiled walk-in shower. Two additional generously sized bedrooms, a full bath, and an upstairs laundry room complete the well designed second floor. Step outside to enjoy the fenced backyard and private concrete patio, offering a comfortable outdoor space for morning coffee, relaxing evenings, or spending time with family and friends. The attached one car garage provides additional storage and parking. Enjoy the benefits of low maintenance ownership, with the HOA handling front and side yard maintenance as well as exterior pressure washing, giving you more time to enjoy everything this waterfront community has to offer.
Price History
- Original list price$329,900
- Current list price$324,000Reduced by $5,900
Property Details
Location
Directions to this home (opens in a new tab)Drive from this home
- Hospital ERSentara Albemarle Medical CenterElizabeth City (directions from this home, opens in a new tab)
- GroceryFood Lion (Towne Square)Elizabeth City (directions from this home, opens in a new tab)
- Walmart / TargetWalmart SupercenterElizabeth City (directions from this home, opens in a new tab)
- BeachNags Head / Outer BanksNags Head (directions from this home, opens in a new tab)
Destinations verified Nov 1, 2026. Directions open in your maps app.
Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →
Interior & Exterior
Interior Features
Schools
Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.
Tax & Assessment
Monthly Costs
$2,251/mo estimated
Includes principal and interest, property tax, homeowners insurance and HOA dues, with 20% down at 6.75% for 30 years.
Adjust the numbers
- Principal and interest
- $1,681
- Pasquotank County tax + City of Elizabeth City
- $340
- Homeowners insurance (estimate)
- $95
- PMI (under 20% down)
- $0
- HOA dues
- $135
- Estimated monthly
- $2,251
Tax computed from the Pasquotank County rate and the City of Elizabeth City rate per $100 of value. Rate FY2026-27, verified Aug 9, 2026. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.
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MLS# 100582143 · HIVE MLS via SourceRE · Last updated: October 21, 2026 at 10:12 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.
