Active

306 Bank Street

Elizabeth City, NC 27909 · Pasquotank County

3 bd
3 ba
1,585 sq ft
0.10 ac
built 1905

CBRS Zone
Historic Built 1905

306 Bank Street, Elizabeth City, NC 27909 — main photo

306 Bank Street, Elizabeth City, NC 27909 — photo 2

306 Bank Street, Elizabeth City, NC 27909 — photo 3

306 Bank Street, Elizabeth City, NC 27909 — photo 4

306 Bank Street, Elizabeth City, NC 27909 — photo 5

+34 More

About This Home

Now offering 3% in closing cost assistance for rate buy down, so don't let those rates scare you! Conveniently located; just minutes away from hwy 17 and downtown. This home offers over 1,580 square feet of living. Downstairs offers bedroom with bath, large laundry area with office space, additional flex space, half bath and an open kitchen, and living with wood stove. Upstairs offers additional bedrooms and bath. Outside you will find a covered porch, covered parking, and small garden area.

Property Details

SubdivisionNone

TypeSingle Family Residence

Living Area1,585 sq ft

Full Baths2

Half Baths1

Lot Size0.100 acres

Year Built1905

Total Rooms9

WaterfrontNo

CBRS ZoneYes, federal flood insurance may not be available

Parcel891420726412

Location

Directions to this home (opens in a new tab)

Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →

Interior & Exterior

HeatingWood, Heat Pump, Electric, Wood Stove

CoolingCentral Air, Ceiling Fan(s), Heat Pump

RoofShingle

ConstructionVinyl Siding, Wood Frame

ParkingCovered, Concrete, Off Street

Interior Features

Ceiling Fan(s)PantryWalk-in ShowerEat-in KitchenWood Burning Stove

Schools

ElementarySheep-Harney Elementary

MiddleElizabeth City Middle School

High SchoolECP Early College High School

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$49,000

Annual Tax$773 (2023)

Monthly Tax Est.$64/mo

Monthly Costs

$1,242/mo estimated

Includes principal and interest, property tax and homeowners insurance, with 20% down at 6.75% for 30 years.

Adjust the numbers

Price$Down payment%Interest rate%Loan term

Principal and interest: $1,115
Tax bill per MLS (2023): $64
Homeowners insurance (estimate): $63
PMI (under 20% down): $0
Estimated monthly: $1,242

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Questions about these numbers? Ask about this home →

Travis Old, Broker

Horizon Realty Group

Your buyer's agent, not the seller's.

Ask about this home

Ask About This Home

First namePlease enter your first name.

Phone Optional

EmailPlease enter a valid email address.

Your question

Texting is optional.Text me about my request Showings, documents, my transaction. Msg frequency varies.Send me marketing texts New listings, market updates, offers. Up to 8 msgs/mo.

By ticking a box you agree Horizon Realty Group may send texts, including automated texts, to this number. Not a condition of any purchase or service. Msg & data rates may apply. Reply STOP to opt out, HELP for help.

Texts come from (252) 632-8681 · SMS Terms · Privacy

Please tick the box so Travis can reply.

Schedule a private showingSchedule a showing

Listed By

Howard Hanna WEW/EC

Bridgers Realty Team, Listing Agent

Office Phone: (252) 338-7653

Why this matters when you call them

The listing agent above works for the seller. If you hired them too, they would become a dual agent, and NC law forbids a dual agent from helping either side gain an advantage over the other. A buyer's agent can advocate for what you want. What a buyer's agent does.

Similar homes nearby

Read the briefEntry-Level Buyer's BriefTen chapters for the first-time buyer under $325k in Elizabeth City: historic districts, financing by price band, renovation costs, inspection playbook.