Active
503 Spinnaker Street
Elizabeth City, NC 27909 · Pasquotank County
$499,999
Was $514,900
- Price Reduced
- 2-Car Garage
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About This Home
Welcome to Tooley Harbor, where small-town charm meets modern comfort along the banks of the Elizabeth River. Tucked away on a quiet cul-de-sac and sitting on a full half acre, this 2022-built Belhaven floor plan gives you all the benefits of new construction without the wait.
From the moment you arrive, you'll notice the details that set this home apart. Inside, you'll find 4 bedrooms, 3 full baths, a downstairs office with elegant double doors, and a versatile flex room (or FROG) that adapts to however you live, whether that's extra living space, a playroom, or guest retreat. Luxury vinyl plank flooring runs throughout, giving the home a clean, cohesive feel that's as durable as it is beautiful.
The heart of the home is an oversized living room that flows seamlessly into an open concept kitchen and dining area, complete with a large island made for entertaining. Step out back to a patio perfect for grilling and gathering, with plenty of room to spread out on your private half acre lot, which backs directly to River Road Middle School and its sports fields.
Retreat to the primary suite, where a free-standing soaking tub, custom tiled shower, and dual vanities create a spa-like escape at the end of the day. A dedicated laundry room with sink adds everyday convenience, while a massive walk-on attic on both sides of the home offers storage most buyers only dream of. The oversized garage comes equipped with a smart opener for effortless access.
Life in Tooley Harbor means more than just a beautiful house. This growing riverside community offers a boat ramp for easy access to fishing and days on the water, all just minutes from downtown Elizabeth City, the Coast Guard bases, and a growing lineup of local shopping and dining. Add in the rich history that makes this part of Coastal North Carolina so special, and you have a location that's hard to beat.
New construction pricing without the new construction wait. This one won't last.
Price History
- Original list price$514,900
- Current list price$499,999Reduced by $14,901
Property Details
Location
Directions to this home (opens in a new tab)Drive from this home
- Hospital ERSentara Albemarle Medical CenterElizabeth City (directions from this home, opens in a new tab)
- GroceryFood Lion (Towne Square)Elizabeth City (directions from this home, opens in a new tab)
- Walmart / TargetWalmart SupercenterElizabeth City (directions from this home, opens in a new tab)
- BeachNags Head / Outer BanksNags Head (directions from this home, opens in a new tab)
Destinations verified Nov 1, 2026. Directions open in your maps app.
Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →
Interior & Exterior
Interior Features
Schools
Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.
Tax & Assessment
Monthly Costs
$3,120/mo estimated
Includes principal and interest, property tax, homeowners insurance and HOA dues, with 20% down at 6.75% for 30 years.
Adjust the numbers
- Principal and interest
- $2,594
- Tax bill per MLS (2023)
- $345
- Homeowners insurance (estimate)
- $146
- PMI (under 20% down)
- $0
- HOA dues
- $35
- Estimated monthly
- $3,120
Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.
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MLS# 100602455 · HIVE MLS via SourceRE · Last updated: November 2, 2026 at 8:13 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.
