Active

503 Spinnaker Street

Elizabeth City, NC 27909 · Pasquotank County

$499,999

55 days on market · $177/sq ft

Was $514,900

  • 4 bd
  • 3 ba
  • 2,830 sq ft
  • 0.52 ac
  • built 2022
  • Price Reduced
  • 2-Car Garage

About This Home

Welcome to Tooley Harbor, where small-town charm meets modern comfort along the banks of the Elizabeth River. Tucked away on a quiet cul-de-sac and sitting on a full half acre, this 2022-built Belhaven floor plan gives you all the benefits of new construction without the wait.

From the moment you arrive, you'll notice the details that set this home apart. Inside, you'll find 4 bedrooms, 3 full baths, a downstairs office with elegant double doors, and a versatile flex room (or FROG) that adapts to however you live, whether that's extra living space, a playroom, or guest retreat. Luxury vinyl plank flooring runs throughout, giving the home a clean, cohesive feel that's as durable as it is beautiful.

The heart of the home is an oversized living room that flows seamlessly into an open concept kitchen and dining area, complete with a large island made for entertaining. Step out back to a patio perfect for grilling and gathering, with plenty of room to spread out on your private half acre lot, which backs directly to River Road Middle School and its sports fields.

Retreat to the primary suite, where a free-standing soaking tub, custom tiled shower, and dual vanities create a spa-like escape at the end of the day. A dedicated laundry room with sink adds everyday convenience, while a massive walk-on attic on both sides of the home offers storage most buyers only dream of. The oversized garage comes equipped with a smart opener for effortless access.

Life in Tooley Harbor means more than just a beautiful house. This growing riverside community offers a boat ramp for easy access to fishing and days on the water, all just minutes from downtown Elizabeth City, the Coast Guard bases, and a growing lineup of local shopping and dining. Add in the rich history that makes this part of Coastal North Carolina so special, and you have a location that's hard to beat.

New construction pricing without the new construction wait. This one won't last.

Price History

  1. Original list price$514,900
  2. Current list price$499,999Reduced by $14,901

Property Details

SubdivisionTooley Harbor
TypeSingle Family Residence
Living Area2,830 sq ft
Full Baths3
Lot Size0.520 acres
HOA Dues$420 / annually
Year Built2022
Total Rooms10
WaterfrontNo
Parcel892304450314

Location

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Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →

Interior & Exterior

FlooringLVT/LVP, Carpet
HeatingHeat Pump, Electric, Zoned
CoolingCentral Air, Zoned, Ceiling Fan(s), Heat Pump
RoofArchitectural Shingle, Composition
ConstructionBlock, Vinyl Siding, Wood Frame
AppliancesElectric Oven, Built-In Microwave, Refrigerator, Dishwasher
ParkingGarage Faces Front, Concrete, Garage Door Opener, Lighted, Off Street

Interior Features

Master DownstairsWalk-in Closet(s)Tray Ceiling(s)High CeilingsEntrance FoyerMud RoomSolid SurfaceKitchen IslandPantryWalk-in ShowerSmart ThermostatWalk-In Closet(s)

Schools

ElementaryJ.C. Sawyer Elementary
MiddleRiver Road Middle School
High SchoolECP Early College High School

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$330,700
Annual Tax$4,145 (2023)
Monthly Tax Est.$345/mo

Monthly Costs

$3,120/mo estimated

Includes principal and interest, property tax, homeowners insurance and HOA dues, with 20% down at 6.75% for 30 years.

Adjust the numbers
Principal and interest
$2,594
Tax bill per MLS (2023)
$345
Homeowners insurance (estimate)
$146
HOA dues
$35
Estimated monthly
$3,120

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Questions about these numbers? Ask about this home →

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MLS# 100602455 · HIVE MLS via SourceRE · Last updated: November 2, 2026 at 8:13 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

Listing Details